The United States Department of Housing and Urban Development stands as one of the executive departments of the U.S. federal government. It allocates federal housing and urban development rules.
What is Housing and Urban Development?The Department of Housing and Urban Development (HUD) exists responsible for national policy and schedules that address America's housing conditions, that enhance and develop the Nation's communities, and enforce fair housing regulations.
HUD's mission exists to construct strong, sustainable, inclusive communities and quality affordable houses for all. HUD's vision exists to improve lives and strengthen communities to deliver on America's dreams. The dimensions and diversity of HUD's programs reminisce the core values at HUD.
The U.S. Department of Housing and Urban Development was started on September 9, 1965, to permit the federal government to tackle urban issues including substandard and deteriorating housing in a coordinated manner. As part of an initiative started under President John.
The United States Department of Housing and Urban Development stands as one of the executive departments of the U.S. federal government. It allocates federal housing and urban development rules
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As a newly hired project manager, you have been assigned to prepare a bid proposal for a project that your organization is interested in bidding on to possibly obtain a new contract. The assigned project is estimated to cost on the magnitude of $20 million over the course of 5-years. Your organization intends to borrow the entire amount upfront to meet customer requirements and pay the debt off over the 5-year life of the project at an interest rate of 10% compounded annually. Including the principal and interest, what is the total cost of your project at the end of the 5-year life cycle? How much do you need to bid or earn from the work in terms of dollars to pay back the loan and still make some profit and cover operating expenses? Show all work and calculations to include selected formulae. Based on your calculations, what is the minimum estimate your organization should bid on your proposal, and why this is the case?In completing this assignment, please recall that you should calculate the future value. Please make sure to calculate future value for the initial $20M investment for each year up to 5-years. As a reminder, the future value calculation is as follows: FV=PV(1+i)5
To simplify this assignment, think of making annual payments on the 5-year loan. Keep it simple and clear. You must earn enough to repay the loan, cover operating costs, and make a profit.
The minimum estimate the organization should bid on the proposal is approximately $32,210,200 to ensure that all costs are covered, including the loan repayment and profit.
How to calculate the valueIn this case, the present value (PV) is $20 million, the interest rate (i) is 10% (or 0.10), and the number of years (n) is 5.
FV = $20,000,000(1 + 0.10)⁵
FV = $20,000,000(1.10)⁵
FV = $20,000,000(1.61051)
FV ≈ $32,210,200
Therefore, the total cost of the project at the end of the 5-year life cycle, including principal and interest, is approximately $32,210,200.
Profit = Total cost - Loan amount
Profit = $32,210,200 - $20,000,000
Profit = $12,210,200
Therefore, the organization needs to bid or earn at least $12,210,200 to pay back the loan and still make some profit and cover operating expenses.
Minimum Bid = Total cost of the project
Minimum Bid = $32,210,200
The minimum estimate the organization should bid on the proposal is approximately $32,210,200 to ensure that all costs are covered, including the loan repayment and profit.
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you think the way you talk is important to listener?
One reason why firms might want to pursue a strategic alliance strategy is to exploit
economies of scale. Exploiting economies of scale should reduce firm’s costs. Does this
mean that a firm pursuing an alliance strategy to exploit economies of scale is actually
pursuing a cost leadership strategy? Why or why not? Support your answer
So, a strategic alliance may benefit the combined group in two ways: one, it will enable them to target larger clients without facing significant rivalry
Economies of scale, which are commonly assessed by the quantity of product provided per unit of time, seem to be the cost savings that businesses gain as a result of the significant scale of the economy.
In order to lower manufacturing costs, economies of scale is the method of producing any good at a very high volume. Strategic alliances allow two businesses to more effectively merge their operations.
It will enable them to lower costs through economies of scale. Additional benefits of economies of scale include lower prices for goods or cost focus in the marketplace.
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Interventions strategies to prevent restrictions or barrier in small businesses townships
To prevent restrictions or barriers in small businesses in townships, several intervention strategies can be implemented:
1. Business Development Support: Offer training programs, workshops, and mentorship opportunities to help small business owners develop essential skills such as financial management, marketing, and business planning.
2. Access to Capital: Establish microfinance programs or low-interest loan schemes to provide small businesses with the necessary funds to start or expand their operations. Additionally, create partnerships with financial institutions to streamline the loan application process.
3. Infrastructure Improvement: Invest in upgrading township infrastructure, including roads, electricity, and internet connectivity. This will enhance the business environment, attract investors, and facilitate smoother operations for small businesses.
4. Regulatory Simplification: Simplify and streamline licensing and permit procedures, reducing bureaucracy and paperwork burdens. This will make it easier for entrepreneurs to start and operate businesses, fostering a favorable environment for small enterprises.
5. Market Linkages: Facilitate connections between small businesses and larger supply chains, enabling them to access wider markets and secure stable customer bases. This can be achieved through networking events, trade fairs, and partnerships with established businesses.
6. Local Procurement Policies: Encourage local governments and institutions to adopt procurement policies that prioritize purchasing goods and services from small businesses in the townships, thereby boosting their economic growth and sustainability.
7. Collaborative Initiatives: Foster collaboration among small businesses by establishing business associations, cooperatives, or incubation centers. These platforms can provide shared resources, collective marketing efforts, and a supportive community.
By implementing these intervention strategies, the barriers and restrictions faced by small businesses in townships can be minimized, promoting their growth, sustainability, and contribution to the local economy.
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Where should you be on the focus-chaos scale to benefit from this course?
Based on the focus-chaos scale, to benefit from any course, you have to be on the left side of the scale.
What is the focus-chaos scale?This is a scale that is used to describe the focus and planning attribute of different types of people.
The people on the left are in the focus section and then to organize their lives well and embarked on planned activities. Youl'll have to lean towards this side to benefit from most courses as they require you to be organized in your learning.
The right side has the chaotic people who may not be organized, but someone find a way to live life successfully. It is harder to pass courses using this.
The complete question wasn't given so I gave a general discussion.
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Case studies can _________ be cross-representational from company to company.
rarely
always
never
usually
Many unethical behaviors lead to the passage of legislation that makes those
behaviors legal.
TRUE OR FALSE
These unethical behavior examples help identify what is not considered These are just some of the many different examples of unethical behavior that could occur. Double standard which makes it unethical and causes a black eye to law .In verse 14 it says Truth has fallen in the public squares (KJ says streets. So true
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in international trade the Monopoly tendency appearing in which form
Answer:A monopoly is a firm who is the sole seller of its product, and where there are no close substitutes. An unregulated monopoly has market power and can influence prices. Examples: Microsoft and Windows, DeBeers and diamonds, your local natural gas company.
Explanation:
In international trade monopoly appears in the form of a single seller or producer of a commodity which has no close substitute.
The monopolist is the one that is responsible for setting the price here. He has no competitors. What he sets is what the market buys at.
In such a market only one company renders its service or goods to the entire market. The company usually enjoys abnormal profit due to the reasons that I have stated above.
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Hi, i need help for this assignment from "Essentials of Investments", can you help me? I have to deliver by midnight!! URGENT
60% of the client's investment should be in the risky portfolio and 40% should be in T-bills.
What is the portfolio?
a. To find the proportion y, we can use the following formula:
0.17 = y(0.18) + (1-y)(0.055)
where y is the proportion of the investment in the risky portfolio.
Simplifying and solving for y, we get:
y = (0.17 - 0.055) / (0.18 - 0.055) = 0.60 or 60%
Therefore, 60% of the client's investment should be in the risky portfolio and 40% should be in T-bills.
b. To find the investment proportions in each security, we can multiply the overall investment proportions by the proportion invested in the risky portfolio.
Investment in T-bills: 40%
Investment in Stock A: 0.32 x 0.60 = 0.192 or 19.2%
Investment in Stock B: 0.36 x 0.60 = 0.216 or 21.6%
Investment in Stock C: 0.32 x 0.60 = 0.192 or 19.2%
Therefore, the client's investment proportions in the three stocks and in T-bills are:
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Assume that you manage a risky portfolio with an expected rate of return of 18% and a standard deviation of 34%. The T-bill rate is 5.5%.
Your risky portfolio includes the following investments in the given proportions:
Stock A 32%
Stock B 36 %
Stock C 32%
Your client decides to invest in your risky portfolio a proportion (y) of his total investment budget with the remainder in a T-bill money market fund so that his overall portfolio will have an expected rate of return of 17%.
Required:
a. What is the proportion y? (Round your answer to 1 decimal place.)
Proportion y ---------------%
b. What are your client's investment proportions in your three stocks and in T-bills? (Round your intermediate calculations and final answers to 2 decimal places.)
Security Investment Proportions
T-Bills --- ----%
Stock A-----------%
Stock B-----------%
Stock C--------%
CAN YOU HELP ME WITH THAT QUESTION< PlEASE?
Additional tickets were sold for $44,000 cash during 2025, a portion of these was used by the purchasers during the year. The entire balance remaining in Unearned Sales Revenue relates to the upcoming Skins Game in 2025.
Based on the fact that the amount received from tickets for the upcoming Skins Game in 2025 was left in the Unearned Sales Revenue account, the journal entry is:
Date Account Title Debit Credit
2025 Cash $44,000
Unearned sales revenue $44,000
What is unearned revenue?This is revenue that a company has received but which they have not provided either the goods or services for.
For instance, pre-orders for goods and services.
The tickets sold were for upcoming games so the service of playing the game was yet to be delivered which makes this unearned revenue. It will be credited to the unearned sales revenue account.
Question is:
Prepare journal entries for the following event.
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A hyperlink:
A. can tell you if the battery on your laptop is running low.
B. can run the grammar check function.
C. can take the user to an external Internet site.
D. can spell check your slide presentation.
Answer: C
Explanation:
Since the recession and inflation had big roles in determining the outcome of the 1980 election, one could say that carter lost and reagan won largely because of ______.
Since the recession and inflation had big roles in determining the outcome of the 1980 election, one could say that Carter lost and Reagan won largely because of the economy.
What is the summary of 1980 election?The presidential election of 1980 was the 49th quadrennial presidential election which was held on Tuesday, November 4, 1980.
The Republican nominee "Ronald Reagan" defeated the incumbent Democratic President "Jimmy Carter" in a landslide victory which was the second successive election in which the incumbent president was defeated after Carter himself defeated Gerald Ford four years earlier in 1976.
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$50 an hour is a
A salary
B commission
C wage
D pension
Answer: C.) Wage
Explanation: A salary is a set cost that is due to you over an agreed amount of time. A commission is a percentage that you get from the original cost. A wage is the income one makes daily, or per hour. A pension is the gradual amount of money being added up during the years one works. Therefore, $50 an hour is a wage.
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There are two techniques of egg production: free range (where hens roam around the farm) or factory (where hens are fed and watered in wire cages). The free range technique has a much more elastic supply curve than the factory technique. When the demand for eggs falls:________.
a. egg production falls by a smaller percentage in the factory technique than in the free range technique.
b. egg production falls by a larger percentage in the factory technique than in the free range technique.
c. the production using both techniques falls by the same percentage.
d. the factory egg producers supply curve shifts inward.
e. the free range egg producers supply curve shifts inward.
Answer:
a. egg production falls by a smaller percentage in the factory technique than in the free range technique.
Explanation:
Elasticity of supply is defined as the degree of responsiveness of supply to changes in price. Highly elastic supply responds more to change in price than low elastic supply.
In the given scenario where eggs are produced using factory and free range techniques, as demand falls price consumers are willing to pay also falls.
Since factory technique has a lower elasticity of supply, the fall in supply as a result of fall in price will be small.
However the fall in supply of free range will be higher because of its higher elasticity
For each statement about Direct Competition and Indirect Competition,
choose True or False.
Indirect Competition is a
business whose services are
different from yours but
satisfy the same need.
All Companies that sell
goods and services are
Indirect Competitors.
When your target audience
buys products from a
competitor instead from
you, that is Indirect
Competition.
Direct Competition is a
company that offers
the same thing you
offer.
1. True
2. False
Answer:
Explanation:
1) Indirect Competition is a business whose services are different from yours but satisfy the same need.
True
2) All Companies that sell goods and services are Indirect Competitors.
False
3) When your target audience buys products from a competitor instead from you, that is Indirect Competition.
False
4) Direct Competition is a company that offers the same thing you offer.
True
Use the following information to calculate for the year ended December 31, 2018
(a) net income,
(b) ending retained earnings, and
(c) total assets.
Supplies $ 3,000
Revenues $25,000
Operating expenses 12,000
Cash 15,000
Accounts payable 9,000
Dividends 1,000
Accounts receivable 3,000
Notes payable 1,000
Beginning retained earnings 5,000
Equipment 6,000
Answer:
a. $13,000
b. $17,000
c. $27,000
Explanation:
a= Net income (loss) = Service revenue - Other operating expenses
Net income (loss) = $25,000 - $12,000
Net income (loss) = $13,000
b. Ending retained earnings = Beginning retained earnings + Net income - Dividends
Ending retained earnings = $5,000 + $13,000 - $1,000
Ending retained earnings = $17,000
c. Total assets = Cash + Accounts receivable + Supplies + Equipment
Total assets = $15,000 + $3,000 + $3,000 + $6,000
Total assets = $27,000
Quiz Instructions
Question 1
5 pts
(02.01 LC)
Which of these factors is likely to have the greatest influence on purchases by consumers to choose a different
option than originally intended?
The price of a good or service
The price of alternatives or substitutes
Their own income
Their personal preferences
Answer:
The price of alternatives or substitutes
Reason: When there are alternatives or substitutes, this means that the consumer can then get better options.
Derick works as a customer service representative in a car showroom. He needs to interact with several customers every day. In which situation would Derick deliver the most effective customer service?
Answer: c) while handling a complaint that a customer is furious about
Explanation:
Answer:
while handling a complaint that a customer is furious about
Explanation: I took the test
What is the name of the standards that accountants must follow to ensure the financial statements they prepare are relevant, reliable, consistent, and comparable?
General Accounting Rules and Regulations
Generally Accepted Accounting Principles
U.S. Accounting Standards
Global Accounting Standards
Standard Operating Procedures for Accounting
The rules accountants must abide by so the financial statements they create are pertinent, trustworthy, uniform, and comparable to generally accepted accounting principles.
It's best to choose option B. The ten GAAP rules are concerned with ethics, transparency, and consistency in accounting.
GAAP is strongly advised for all businesses though required only for publicly traded and regulated companies. The details, difficulties, and legalities of corporate and business accounting are all covered by generally accepted accounting principles or GAAP.
The Financial Accounting Standards Board (FASB) bases its extensive collection of approved accounting techniques and procedures on generally accepted accounting principles.
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This magazine is not useful for/to me as I have ni taste in music debates. To or for?
Answer:
For
Explanation:
Use “to” when the reason or purpose is a verb. Use “for” when the reason or purpose is a noun.
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if u lose a coin where would u look first
Answer: wherever you had last been
For this discussion, you should put yourself in the role of a moderator as you:
Unions are organizations that represent workers in a particular industry or profession. Their primary goal is to protect the rights and interests of workers by negotiating better wages, benefits, and working conditions.
What are the policies of the Union?Unions are organizations formed by workers to protect their interests and rights in the workplace. They advocate for collective bargaining, fair wages and benefits, workplace safety, non-discrimination, job security, training and education, and political advocacy.
What are the labor laws?Labor laws are laws that govern the relationship between employers and employees in the workplace. Examples include minimum wage laws, overtime laws, anti-discrimination laws, health and safety laws, leave laws, unionization laws, and employment contract laws. These laws govern the rights of employees to form and join unions and establish the legal requirements for collective bargaining.
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What are unions? What are their roles and policies?
purchased goods of rs 40000 journal entries
The journal entry for Rs. 40, 000 purchases would include a debit to purchases and credit to cash or accounts payable.
How to enter the journal ?The Purchases account is debited because the business has acquired goods, which is an asset. The Accounts Payable account is credited because the business owes money to the supplier for the goods.
Date Account title Debit Credit
XX -XXXX Purchases Rs. 40, 000
Accounts payable Rs. 40, 000
This journal entry will increase the balance of the Purchases account and the Accounts Payable account. The Purchases account will be used to track the cost of goods sold, and the Accounts Payable account will be used to track the amount of money owed to suppliers.
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Which printing option results in a Word document with images of the slides and an area to take notes?
outline
full slide
handout
notes page
The printing option outcomes in a Word document with pictures of the slides and a region to take notes handout.
The option (C) is correct.
It has three slides on the page as well as lines for crowd notes. One more kind of gift is the Notes Pages. The notes page incorporates the slide as well as your speaker notes. At the point when you intend to utilize the notes page as a gift.
Gifts are supporting materials you appropriate previously, during, or after your show. A present could contain messages, outlines and diagrams, pictures, or different components. While not generally important, if a moderator decides to utilize a gift, it should be very much arranged and created.
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(Y²R²C²i²x²k²j²e²s²b²)where "land and water are intimately intertwinned, constantly shifting, and with the pressures of population, increasingly valuable in its rarity."find all things
Land and water are intimately intertwined, constantly shifting, and with the pressures of population, increasingly valuable in its rarity to the significance and interconnectedness of land and water resources.
Here's an explanation of the terms used:
Land refers to the Earth's solid surface, which includes continents, islands, and various forms of topography. Water is the liquid component of the Earth's surface, and it includes oceans, rivers, lakes, and groundwater. Intimately Intertwined: The statement emphasises how land and water are inextricably linked and interdependent. They interact and impact one another in a variety of ways. Constant Change: Both land and water are constantly changing and moving. Population Pressures: As the world's population grows, so does the demand for land and water. Rarity and Increasing Value: The rarity of land and water resources relates to their limited availability as well as the growing appreciation for their value.For such more question on population:
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which is extraordinarily large inflation in prices. At the peak of the hyperinflation, prices rose 26 comma 000% per month. At this rate, by what percentage would prices have risen in 1 year? In 1 day? (Assume 30 days per month.) g
Answer:
To identify inflation rates in a monthly hyperinflationary process of 26,000 percent inflation, we must multiply that number by 12 months to obtain annual inflation, and divide it by 30 to obtain daily inflation.
Thus, the annual inflation of the country arises from calculating 26,000 x 12, which results in an annual inflation of 312,000 percent, with which a product that at the beginning of the year would cost $ 1 would cost $ 312,000 a year later.
In turn, to identify daily inflation, you have to divide 26,000 / 30, obtaining a daily inflation of 866.6 percent, which implies that a product with a value of $ 1, a day later would be costing $ 866.6.
The total payroll of trolley company for the month of october was 960000 of which 180000 represented amounts paid to certain employees in excess of 137000 maximum subject ot social security tax $180,000 of federal income taxes and $18,000 of union dues were withheld. The state unemployment tax is 1%, the federal unemployment tax is .8%, and the current F.I.C.A. tax is 7.65% on an employee's wages to $118,500 and 1.45% in excess of $118,500. What amount should Trolley record as payroll tax expense?
Answer:
$68,760
Explanation:
The computation of the payroll expense is shown below:
FICA taxes ($960,000 - $180,000) × (7.65% - 1.45%) $48,360
Medicare ($960,000 × 1.45%) $13,920
State unemployment tax {($960,000 - $600,000) × 1%} $3,600
Federal unemployment tax {($960,000 - $600,000) × 0.80%} $2,880
Total $68,760
please HELP What is another word for argumentative essays?
Question 3 options:
Persuasive essay
Narrative essay
Descriptive essay
Analysis essay
Answer:
A. Persuasive essay
Explanation:
In an argumentative essay, you are trying to convince your readers using facts and things to say why your claim is right...so basically you're persuading them.
Which 2 statements about Location tracking in QuickBooks Online are true?
The Location can be added to a Bill Payment
The Location can be filtered on the Receive payment screen
The Location can be filtered on the Pay bills screen
The Location can be selected on each row of an invoice
The Location can be selected on each row of a journal entry
The statements about Location tracking in QuickBooks Online are true are The Location can be selected on each row of a journal entry and The Location can be filtered on the Pay bills screen. Thus, option 2nd and 5th are correct.
What can the location tracking feature do?There are a few examples of how location sharing applications and features benefit our daily lives: Assist you in tracking down and recovering lost or stolen smart gadgets. When you phone 911, you are giving emergency responders your location. Allow you to avoid traffic.
The assertions concerning QuickBooks Online's location tracking are correct. On each row of a journal entry, the Location may be selected, and the Location can be filtered on the Pay bills screen. As a result, options 2nd and 5th are accurate.
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Percentage of sales budgeting can also be called _____.
arbitrary budgeting
objective and task budgeting
rule of thumb budgeting
competitive budgeting
Answer:
promotional budget is set as a percentage of current or anticipated sales
Typical percent of sales is 2%-5%
Explanation:
so I would have to say arbitrary budgeting