Match each law with its correct description.
Answer:
Not too sure but I think it goes 1.Fair credit billing act 2.Credit CARD act 3.Uniform commercial code 4.Truth in lending act.
Match the law terms and definition:
Truth in Lending Act - requires lenders to establish standardized disclosures regarding terms and how they calculate fees.
Through the meaningful disclosure of loan conditions, which enables customers to evaluate standardized credit terms more easily and intelligently, the Truth in Lending Act (TILA) aims to safeguard consumer protection and promote competition among financial institutions.
Match the law terms and definition:
Truth in Lending Act - requires lenders to establish standardized disclosures regarding terms and how they calculate fees.Fair Credit Billing Act: allows consumers to exercise their rights regarding disputes and billing errors.Uniform Commercial Code: a set of laws that govern US commercial transactions.Credit CARD Act: prohibits unfair and abusive credit practices and ensures the transparency of fees.As a result, the significance of the law terms and definition are the aforementioned.
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The discounted payback period method is a modified payback period model that considers how long it takes to recover the initial investment in current dollars.
a. true
b. false
Yes, it's true, The discounted payback period method is a modified payback period model to recover the initial investment in current dollars.
The discounted payback period is a capital budgeting technique used to decide the profitability of a venture. a discounted payback length offers the wide variety of years it takes to interrupt even from the assignment of the preliminary expenditure, by way of discounting destiny coins flows and recognizing the time value of money. The metric is used to assess the feasibility and profitability of a given assignment.
The more simplified payback length formulation, which certainly divides the overall coins outlay for the venture with the aid of the common annual cash flows, doesn't offer as accurate of a solution to the query of whether or not to take on an undertaking as it assumes handiest one, in advance investment, and does not component inside the time price of cash.
Investment definition is an asset acquired or invested in to construct wealth and store money from the hard-earned income or appreciation. funding means in general to gain an extra source of earnings or advantage benefit from the funding over a selected time frame.
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Jasper has been working a lot of overtime during the most current economic expansion. As a result, his income is high enough for him to move from the 12 percent tax bracket to the 22 percent tax bracket. The increased amount Jasper pays to the government is an example of:
The increased taxes paid to the government by Johnny represent what are known as automatic stabilizers slowing the economy.
What are automatic stabilizers?These are factors in the economy that stop it from growing too fast that it becomes overheated.
Taxes are one such stabilizer because in making sure that people pay more to the government when they earn more, their spending is reduced which means that the economy doesn't grow too much.
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(02.10 LC) What strategy works best to get out of a rut?
A) Attitude
B) Belief
C) Flexibility
D) Selling out
Answer is C Flexibility because that's the only thing that goes in the exercise category.
Explanation: I hoped that Helped!!
Answer:
Flexibility.
Explanation:
Cognitive flexibility refers to the brain’s ability to transition from thinking about one concept to another. The quicker you are able to switch or “shift” your thinking from one dimension (e.g. color of an object) to another (e.g. shape of an object), the greater your level of cognitive flexibility.
The KimTay database must combine data from all of its tables in order to print a(n) _____. -inventory report -invoice -sales rep directory -customer directoryAs Figure 1-1 shows, a KimTay invoice includes information that is stored in all five database tables: customer information, the sales rep's name, invoice number and date, purchased line items, and item descriptions
The KimTay database must combine data from all of its tables in order to print an invoice.
An invoice is a document that contains information about a customer's purchase, including the items purchased, the prices of the items, the total amount due, and other relevant details. In order to create an invoice, the KimTay database needs to combine data from all five of its tables, including the customer information table, the sales rep directory table, the inventory table, the invoice table, and the line item table.
By combining information from these tables, the database can generate an accurate and complete invoice for each customer transaction.
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Greg and Jerry are depositing money into savings accounts. Greg deposits $500 into an account
for 2 years with 2% interest. Jerry despots $700 into a different account for 1 year with 3% interest.
Who eams the greatest overall percent interest? Show your work and explain.
Answer: Jerry
Explanation:
Greg deposits $500 into an account for 2 years with 2% interest, the interest gotten will be:
= $500 × 2 × 2%
= $500 × 2 × 0.02
= $20
Jerry despots $700 into a different account for 1 year with 3% interest, the interest gotten will be:
= $700 × 1 × 3%
= $700 × 1 × 0.03
= $21
Based on the calculation, Jerry makes a greater interest.
The liquidator proceeded to realise all of the company’s assets.
The loss on liquidation amounted
to $64 000 and, after paying sundry creditors, there was a cash
balance of $212 000 available for
distribution to the shareholders. (The constitution gives preference shareholders a prior claim to
return of capital, and other shareholders are to rank equally, based on the number of shares held.)
Required
Prepare a statement of the distribution to shareholders supported by a detailed explanation of the
apportionment of any cash among the various classes of shareholders.
The liquidator realized the assets of the company and the amount of loss on liquidation amounted to $64000.
After paying sundry creditors, there was a cash balance of $212000 available for distribution to the shareholders. The constitution grants preference shareholders a prior claim to return of capital, while other shareholders are to rank equally based on the number of shares held.
Preparation of a statement of distribution to shareholders: The statement of distribution to shareholders will be prepared, starting with the preference shareholders, as follows: Preference shareholders are entitled to return of capital, as stated in the constitution. $48,000 of the $64,000 loss will be distributed to preference shareholders. The remaining amount of loss ($16,000) and the remaining cash ($164,000) will be divided among ordinary shareholders.
Explanation of the apportionment of any cash among various classes of shareholders: For the preference shareholders, the cash available to them is calculated as follows: Return of capital = 48,000Therefore, preference shareholders will receive a return of capital of $48,000 each. There is no cash balance remaining after this. For the ordinary shareholders, the cash available to them is calculated as follows:
Cash available to ordinary shareholders = Cash - Return of capital to preference shareholders
Cash available to ordinary shareholders = $164,000 - $48,000Cash available to ordinary shareholders = $116,000This $116,000 will be shared equally among ordinary shareholders based on the number of shares they hold. The $16,000 of the loss will also be apportioned among the ordinary shareholders in the same way. Since the loss and cash are distributed equally, the apportionment will also be equal for each shareholder.
The liquidator proceeded to realize all of the company’s assets. The loss on liquidation amounted to $64 000 and, after paying sundry creditors, there was a cash balance of $212 000 available for distribution to the shareholders. (The constitution gives preference shareholders a prior claim to return of capital, and other shareholders are to rank equally, based on the number of shares held.) The statement of distribution to shareholders will be prepared, starting with the preference shareholders, as follows:
Preference shareholders are entitled to return of capital, as stated in the constitution. $48,000 of the $64,000 loss will be distributed to preference shareholders. The remaining amount of loss ($16,000) and the remaining cash ($164,000) will be divided among ordinary shareholders.
For the preference shareholders, the cash available to them is calculated as follows: Return of capital = 48,000. Therefore, preference shareholders will receive a return of capital of $48,000 each. There is no cash balance remaining after this.
For the ordinary shareholders, the cash available to them is calculated as follows: Cash available to ordinary shareholders = Cash - Return of capital to preference shareholders. Cash available to ordinary shareholders = $164,000 - $48,000. Cash available to ordinary shareholders = $116,000. This $116,000 will be shared equally among ordinary shareholders based on the number of shares they hold. The $16,000 of the loss will also be apportioned among the ordinary shareholders in the same way. Since the loss and cash are distributed equally, the apportionment will also be equal for each shareholder.
Therefore, the preference shareholders receive a total of $48,000, and ordinary shareholders receive $116,000. The apportionment is equal for each shareholder since both cash and loss are distributed equally.
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i. Areogram is used to send written message to
3. Describe the difference between transaction accounts and non-transaction accounts.
Transactional account :Traditionally used for daily costs, a transaction account frequently includes a debit card or Keycard that can be used to make purchases or withdraw cash.
Non Transactional account : An account that isn't made to handle a lot of transactions is referred to as a non-transaction account, also known as a non-payment account. Non-transaction accounts frequently feature monthly transfer caps or need waiting periods before money may be withdrawn.
An agreement that has been fulfilled between a buyer and a seller to trade goods, services, or financial assets in exchange for cash is referred to as a transaction. In corporate accounting, the phrase is also frequently used. This simple definition can be difficult to apply in business bookkeeping. Depending on whether a corporation employs accrual accounting or cash accounting, a transaction may be recorded by it sooner or later. Regardless of when payment is paid or received, a transaction is recognised by accrual accounting as soon as it is completed. Only when money is received or dispersed is a transaction recorded in cash accounting, which is primarily utilised by smaller businesses. Transactions with other parties can frequently make things more difficult.
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gordon is helping his company prepare for the launch of their e-commerce site. he knows that they must choose their technology components carefully and integrate them with the goal of
Answer: supporting a large volume of transactions.
Explanation:
Gordon is helping his company prepare for the launch of its e-commerce site. He knows that they must choose their technology components carefully and integrate them with the goal of Supporting a large volume of transactions.
What are Ecommerce sites?The ECommerce sites are referred business platforms where the exchange of goods and services takes place. This is an online platform operated on the web and helps buy and sell products.
In the given case Gordon is helping his company to choose their technology and launch their ECommerce site which will help them in a large number of transactions and helps in generating revenue.
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tripp ran 4.8 times as many laps as tony if tony ran 3.7 laps how many laps did tripp ran
Answer:
17.76 laps
Explanation:
Tony ran 3.7 laps. tripp ran 4.8 time more.
tripp ran
=3.7 x 4.8
=17.76
Business is a social process . Discuss
Answer:
Business is a social process. a single person cannot run a business, there are many single owner but they also need other person's help or market help for their business survival. ex help of the resources,if the business is product based or help of customer If it is service based. all this things work together. the whole economy works together. so it is a social process .
Answer:
Technology aligned solutions integrating the functions and processes of hardware , software , telecommunications and networks . From basic internet connectivity to software development , w provide all kind of technological services based on the type of industry.
Explanation:
Hope this help BLINK!
Net income can either be retained by the company or paid out as dividends.
a. true
b. false
False; Net income can't either be retained by the company or paid out as dividends. it lists the sum of retained profits after adding the period's net income and subtracting dividends received during that same period.
What means net income?The amount earned by an individual or business after costs, reimbursements, and taxes is known as net income. Net income in a firm is the amount that is left over after all costs, such as wages and salaries, the cost of goods or raw materials, and taxes, have been paid.
What is meant by retained profits?Retained profit is the portion of a company's net income that is held internally rather than distributed to shareholders. A company's long-term financial stability can be strongly predicted by its retained earnings.
What do dividend means?An organization's board of directors decides how much of its profits should be distributed as a dividend to shareholders. Dividends are frequently paid out every three months and can be received in cash or by being reinvested in more shares.
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A customer has a total purchase of $84.75. She hands the person at the
register four $20 bills, three $1 bills, six quarters, one dime, one nickel, and
five pennies. Which of the following is true?
Answer: The Customer Still owes 0.05
Explanation:
The customer owed $0.05 because She hands the person at the register four $20 bills, three $1 bills, six quarters, one dime, one nickel, and five pennies.
What does purchase cost mean?The total Purchase Price is the total sum that the buyer is required to pay for the goods or services under the terms of the purchase agreement, excluding any taxes, fees for administration, and financing costs.
The term "buy cost" refers to the complete cost of the good or service, including any applicable taxes, shipping charges, additional fees, and contingencies.
Given,
Purchase cost = $84.75
Repayment of cost are as follows = 4 * 20 = $80
= 3 * 1 = $3
= 6 * 0.25= $1.5
= 1 * 0.10 = $0.10
= 1 * 0.05 = $0.05
= 5 * 0.01 = $0.05
The total Payment made by the customer is = $84.70
Thus, the customer pays only $84.70 out of $84.75 which is $0.05 short.
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Why does the definition of PR and PR management vary significantly from one organisation and service provider to the next?
In order to maintain or enhance a company's reputation in the media and with the general public, a public relations manager is responsible for planning and managing the creation of content.
How are business and public relations related?The value of public relations. It can increase revenue, is a crucial part of managing your brand, and promotes relationships with customers. Additionally, PR can assist you in minimizing the consequences of a disaster or in seizing unanticipated economic opportunities.
How does PR impact a business?In order to attract new personnel, PR can assist you improve the perception of your business among potential employees. The mood of your current staff may also improve as a result.
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a wholesale food retailer is offered $15.60 per two-layer carton for 5000 cartons of peaches. the wholesaler can buy peaches from their growers at $13.20 per carton. shipping costs $2.40 per carton, for the first 1000 cartons, and $1.90 per carton for every carton over that. will taking this opportunity increase the value of the wholesale food retailer?
A person who sells a lot of goods at lower prices is known as a wholesaler. Dealers and retailers typically receive supplies from wholesalers. The Walmart store is an illustration of one of the largest wholesalers in the world.
The wholesaler paid $78,000 for 5,000 peaches, which is equal to 5,000 times $15.60.
Wholesaling: What Is It?
The practice of purchasing goods in large quantities from a manufacturer at a discount and then selling them to a retailer at a higher price for them to repackage and then resell to consumers in smaller quantities at an even higher price is known as wholesaling.
What distinguishes a wholesaler?
Two possible business models are referred to as "wholesale. "It is possible for a company to purchase large quantities of goods directly from manufacturers, store them, and resell them. Or, businesses that produce their own goods and sell them directly to retailers, who then sell them to end users, could be referred to as wholesale.
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What state in the country has the highest percent of their credit economy with subprime credit scores?.
Answer:
The state in the country has the highest percent of their credit economy with subprime credit scores is Mississippi.
Explanation:
hope this helps
The state in the country that has the highest percentage of credit economy with subprime credit scores is Mississippi.
What is a credit score?The creditworthiness of a client is shown by their credit score, which ranges from 300 to 850. The better a borrower seems to potential lenders, the higher their score.
A credit score is based on a person's credit history, including the number of open accounts, the total amount of debt, the history of payments, and other elements. Credit scores are used by lenders to determine the likelihood that a borrower would make timely loan repayments.
There are numerous credit bureaus in the US, but only Equifax, Experian, and TransUnion are of significant national importance. The market for gathering, examining, and disseminating data about consumers in the credit markets is dominated by this trio.
Financial institutions employ the credit score model that was developed by the Fair Isaac Corp., today is known as FICO. Although there are several credit scoring systems, the FICO Score is by far the most popular. A person may raise their score in a number of ways, such as by making loan repayments on time and maintaining a modest debt load.
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How important is money
Answer:
very important
Explanation:
money is a global income source for everyone. we all have different types but it is all still money. now say one country got rid of money and had people pay for stuff using other things. if china did that lots of different countries wouldn't be able to get stuff from there unless they had so much of that product they could just give it up.
transactions that don’t increase or decrease cash, but that result in significant investing and financing activities, are reported either directly after the cash flow statement or in a separate note to the financial statements as noncash activities.
This statement is true: Transactions that don’t increase or decrease cash, but that result in significant investing and financing activities, are reported either directly after the cash flow statement or in a separate note to the financial statements as non-cash activities.
All investing or financing activities that don't generate cash flows must be disclosed separately under ASC 230. This disclosure may be presented in tabular or narrative style. According to what is necessary, the noncash operations may appear in other footnotes, a distinct footnote, or even on the same page as the statement of cash flows.
Examples of non-cash investing and financing transactions are given in ASC 230-10-50-4:
shifting from debt to equityacquiring productive assets by taking on liabilities that are closely tiedacquiring something through a financing lease 1Getting a gift of a building or investment assetA non-cash asset or liability is exchanged for another non-cash asset or liability.Know more about non-cash investing:
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(Cosmetology)
Select the correct answer.
Ethical violations can result in the loss of a license or certification.
A.
True
B.
False
Answer:
true
Explanation:
mention any five methods of doing off season vegetables farming,
Answer:
the methods of doing off season vegetables farming are:-
Taking use of and utilising various agro-climatic conditionsImproved varieties are chosen.Adjustment of planting time.Making plastic tunnels, polythene houses, and permanent glass houses to provide controlled environmental conditions.Which type of power steering system relies on inputs to sense the steering
effort?
A) HPAS
B) EPAS
C) Both A and B
D) Neither A nor B
Back
50 of 61
Next
Submit All
!!!
Answer:
Hi
Explanation:
C is the correct answer
Tony earned a bachelor's degree at a public school. Which type of higher education institution did he attend?
A.
A 2-year college.
B.
A propriety school.
C.
A theological school.
D.
A 4-year university.
Answer:
D
Explanation:
Bachelor Degree is 4 years
Answer:
D.
A 4-year university.
Explanation:
An international business is a firm that
Part 2
A. hires non-U.S. citizens.
B. produces a wide range of products.
C. is not from the United States.
D. engages in international trade or investment.
Option D: An international business is a firm that engages in international trade or investment.
Therefore, the correct answer is option D. An international business is a company that conducts business across national borders. This can include importing and exporting goods, investing in foreign markets, and operating in multiple countries.
It is not necessarily defined by the nationality of its employees, the range of products it produces, or the country in which it is headquartered. International business refers to the trade of goods, services, technology, capital and/or knowledge across national borders and at a global or transnational scale. It involves cross-border transactions of goods and services between two or more countries.
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the similarities of African countries
The similarities between African countries are:
Background on Agriculture in Africa
Despite the great potential for agricultural production in Africa,UNDP states that about 73% of the poor people living in rural areas subsist on less than a dollar a day.In addition, the continent has about 200 million of the world’s hungry people (Millennium Development Goals (MDGs) Technical Support Centre.Furthermore, available statistics suggest that about one-third of the continent’s population is malnourished.Africa is also the only continent where food production has been falling over the years.One of the maximum famous suggestions for the origins of the time period 'Africa' is that it's far derived from the Roman call for a tribe living in the northern reaches of Tunisia, believed to possibly be the Berber human beings. The Romans variously named these human beings 'Afri', 'Afer', and 'If'.
It is brimming full of big things. As the second biggest continent in the world, Africa is jam-full of a number of the world's biggest things: the biggest desolate tract within the globe, the Sahara wilderness (explore it on our Morocco itineraries). The longest river in the world, the Nile River, runs for 6,853km (4,258mi).
Luxembourg is a small, landlocked U. S . Positioned in western Europe and bordered by means of Belgium, France, and Germany. With a population of 642,371, Luxembourg is the simplest Grand Duchy in the world. Its GDP in keeping with a capita of $a hundred and forty,694 makes it the sector's richest.
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the morning jolt coffee company has projected the following quarterly sales amounts for the coming year: q1 q2 q3 q4 sales $ 680 $ 710 $ 790 $ 860 a. accounts receivable at the beginning of the year are $260. the company has a 45-day collection period. calculate cash collections in each of the four quarters by completing the following: (do not round intermediate calculations and round your answers to 2 decimal places, e.g., 32.16. a negative answer should be indicated by a minus sign.)
The cash collections for each quarter, we need to consider the collection period and the accounts receivable at the beginning of the year.In the first quarter (Q1), the sales amount is $680.
The collection period is the time it takes for the company to collect payments from its customers. In this case, the company has a 45-day collection period. To calculate the cash collections for each quarter, we need to consider the sales amounts and the collection period. In the first quarter (Q1), the sales amount is $680. Since the collection period is 45 days, the cash collections for Q1 will be $680 * (45/365) = $84.38. In the second quarter (Q2), the sales amount is $710. Using the same formula, the cash collections for Q2 will be $710 * (45/365) = $87.67. In the first quarter (Q1), the sales amount is $680.
Since the collection period is 45 days, we can calculate the fraction of the collection period that falls within Q1 by dividing 45 by the total number of days in a year (365): 45/365 = 0.1233. Multiplying the sales amount by this fraction gives us the cash collections for Q1: $680 * 0.1233 = $84.38. In the second quarter (Q2), the sales amount is $710. Using the same formula, we can calculate the cash collections for Q2: $710 * 0.1233 = $87.67.
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a company that allows you to license software monthly to use online is called
Answer:
marketable service product
Explanation:
A company that allows you to license software monthly to use online is an example of. ... A company that allows you to license monthly to use online is an example of what these companies consider to be a “marketable service” product.
June 2019 Mexican peso futures contract has a price of $0.05155 per MXN. You believe the spot price in June will be 0.05803 per MXN.a. What speculative position would you enter into to attempt to profit from your beliefs?multiple choice Short position Long Positionb. Calculate your anticipated profits, assuming you take a position in three contracts. (Do not round intermediate calculations. Round your answer to the nearest whole number.)c. What is the size of your profit (loss) if the futures price is indeed an unbiased predictor of the future spot price and this price materializes? (A Negative value should be indicated with a minus sign. Do not round intermediate calculations. Round your answer to the nearest whole number.)
To profit from its belief one should be in Long Position. One's profit if the futures price is indeed an unbiased predictor of the future spot price and this price materializes would be $0.
a. To profit from your belief that the spot price in June will be $0.05803 per MXN, which is higher than the current futures price of $0.05155 per MXN, you should enter into a Long Position.
b. To calculate your anticipated profits, follow these steps:
1. Calculate the difference between the expected spot price and the futures price:
$0.05803 - $0.05155 = $0.00648 per MXN.
2. Multiply the price difference by the size of the contract. Since the contract size for Mexican peso futures is 500,000 MXN:
$0.00648 x 500,000 = $3,240.
3. Multiply the profit per contract by the number of contracts (3 contracts in this case):
$3,240 x 3 = $9,720.
Your anticipated profit, assuming you take a position in three contracts, is approximately $9,720.
c. To calculate the profit or loss if the futures price is an unbiased predictor of the future spot price:
1. Assume the future spot price is equal to the current futures price: $0.05155 per MXN.
2. Since you've taken a long position, your profit or loss would be zero in this scenario, as the expected price would be the same as the current futures price.
Your profit (loss) if the futures price is indeed an unbiased predictor of the future spot price and this price materializes would be $0.
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What of the following is a way to help an individual pay lower interest rates on future loans?.
Inquire with your lender about any fees associated with making extra payments. Making additional payments now will also provide you with a buffer if interest rates increase in the future.
What are the three most important factors in obtaining a lower interest rate?
There are three factors that influence your interest rate.
Credit rating. Your credit score is a three-digit number that carries the most weight when determining your personal creditworthiness.Loan-to-value (LTV) ratio.Debt-to-incomeReal interest rates are fundamentally determined by the degree of saving and fixed investment in the economy. All else being equal, if saving increases as well as fixed investment decreases, the real interest rate falls; if saving decreases or fixed investment increases, the real interest rate rises.
Therefore, any extra money you put in during that time period will reduce the amount of interest you pay but also shorten the term of your loan.
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How does Ana spend her time in seedfolks?
Answer:
B
Explanation:
Got it right on edg 2020